About Us

Dr. Alejandro Soza

Who I am

I am a Chilean gastroenterologist and hepatologist. My main area of interest has been the diagnosis and treatment of viral hepatitis. How is this in any way related to the Cardano ecosystem? The whole ethos of Cardano is attractive to a wide array of different people, not only techno savvy enthusiasts. Here is how blockchain technology and specifically Cardano is related to my work and how it inspired me to help while doing what I love to do.

Migration

As part of my research in health and hepatitis, I have come in contact with migrant communities in Chile, particularly from Haiti. We have shown that people form Haiti in Chile are generally healthy, but have some specific health issues  such as higher prevalence of hypertension, HIV and hepatitis B infection. In an ongoing research project we are tackling the challenge of hepatitis B vaccination in this population.
 
There are more than 1.5 million people from other countries living in Chile. The main origins of migrants in Chile are: Venezuela (30,5%), Peru (15,8%), Haiti (12,5%), Colombia (10,8%) and Bolivia (8,0%). Chile has only 19 million inhabitants so, the migrant share is fairly high.

Difficulties of migration

Leaving your own place and settling in a new country it’s always difficult. But if you encounter a different climate, a different culture, and a different language, it’s even more difficult.
 
Among all the difficulties of the migration process, two are especially unfair and probably solvable by a decentralized financial operating system such as Cardano:
  • High remittances fees. Most migrants support their families in their home countries, sending them money every month. The fees paid for these transactions are artificially high. It is not easy to understand that a middleman gets a substantial share of the hard earned money of migrants just for sending money from one country to another.
  • Loan sharks. It is not always easy to get a job for a migrant and if they ever have any kind of emergency, the only way to solve it is to get a loan. Most migrants are unbanked, so they have no other option than getting informal loans from people charging absolutely crazy interest rates, and usually threatening those who are unable to pay on time.

Cardano

Cardano could fix these two problems making easy and cheap to transfer money across borders and also opening a way to access the financial market. The Cardano financial ecosystem is still in progress, so in the meantime, the Kiva.org microlending platform seems as a great alternative for people in need of financial help.

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